Estate Planning Isn’t Just For The Elderly

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Discussing New York estate planning with your parents

On Behalf of | Aug 4, 2023 | Blog, Estate Planning

According to, only 1/3 of Americans have completed an estate plan. If your parents have not completed their estate plan, you may be wondering if you should speak with them about it.

Having a conversation with your parents about their estate plans can be a sensitive subject. You want to ensure their wishes will get honored, but you might worry about overstepping boundaries or causing discomfort. This conversation, while delicate, is important, and it is helpful to know how to approach the topic with your parents.

Choose the right time and place

Choosing the right time and place to start the conversation is essential. Find a comfortable setting where you can talk without interruptions. The holiday season or family gatherings can provide an ideal opportunity, but remember that the best time is when your parents feel ready and open to discuss their estate plan.

You might want to start the conversation indirectly by discussing a recent event, such as a news story or the situation of a friend, that makes the topic of estate planning relevant.

Express your concerns and listen

When bringing up the topic, express your concerns in a respectful manner. Make it clear that your motivation comes from a place of care. You want to ensure the family respects their wishes and that future misunderstandings among family members get avoided.

Be a good listener. This conversation is primarily about understanding your parents’ desires and concerns regarding their estate. Make sure they feel heard and respected throughout the conversation.

Understand the complexities of estate planning

Estate planning can be a complex process, with many factors to consider. It is important to be patient and supportive as your parents navigate through the various components, from deciding how they’d like to distribute their assets to making choices about their personal healthcare.

You can help them by researching and providing information about the different aspects of estate planning. But remember, the decisions ultimately rest with them.

Discussing estate planning with your parents is an important task. Remember, your goal is to ensure your parents’ wishes get fulfilled and that you are a helpful guide to ensure they complete their estate plan.