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Elder Planning Isn't Just For The Elderly

Long-Term Care Archives

Planning for the long-term care talk with your parents

Long-term care planning involves addressing a multitude of issues, including legal, financial and medical matters. It can include putting aside money, purchasing an insurance policy and drawing up a health care directive or durable power of attorney. In addition, it is going to require some decisions concerning living arrangements and being able to meet daily needs and solving problems that might arise along the way.

How can families help older adults pay for nursing home costs?

While the accommodations available to your aging loved one in a nursing home may seem basic, they will likely cost a significant amount of money. Depending on the location of the facility, the size of the room and the medical needs of your loved one, you could pay well over $1,000 each week for nursing home care.

Factors to consider when developing your long-term care plan

Aging is a natural process in life and, for some people, there may come a time when they are no longer able to care for themselves. Since there is no way to tell if you will be one of these people, it is best to plan for such an eventuality. It is much better to have everything in order if the day comes when you can no longer make your own decisions instead of leaving certain decisions in the hands of the state or people you may not consider reliable.

Tips for choosing a nursing home

New York residents will have a lot of different options available when selecting an appropriate nursing home for their loved one. In fact, the selection process can be confusing as you try to balance your financial considerations with your wish to find the best facility available.

Should I approve a feeding tube for my loved one?

Imagine your mother or father suffered a catastrophic stroke and you're the designated health care power of attorney. Depending on the severity of your loved one's health condition, he or she could be incapacitated and unable to make decisions for him- or herself. As the health care "attorney in fact" or health care "proxy," you'll need to be the one to speak with doctors to ensure doctors give the kind of care your loved one would want.

Ask these questions before choosing a long-term care facility

Most Americans who are ready to move into a long-term care facility need help selecting an appropriate one. If you're reading this article, you're probably one of the "helpers." You might be a son or daughter, who is trying to select the best facility for an aged parent. Maybe you're a parent, choosing a facility for an incapacitated son or daughter.

Will Medicare cover nursing home care?

If you are caring for an elderly loved one and planning for his or her long-term care, it can be difficult to navigate the potentially complex area of elder care planning. This is a complicated issue, and without experienced help, you can become quickly overwhelmed when trying to understand what you are eligible for and how you can secure needed and rightful benefits.

What is the Difference Between Medicare and Medicaid in New York?

It is important to know the distinctions between Medicare and Medicaid. With more than 70 million "baby boomers" coming of age, a growing number are now asking the question. Here's a brief explanation:

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