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Elder Planning Isn't Just For The Elderly

Understanding Medicaid for long-term care planning purposes

When it comes to planning for the future, one need to consider how his or her medical care will be addressed. Medicaid is a government program that is administered to residents by the state of New York. It is often confused with Medicare, which is also a government program. While Medicare is a health care plan provided on a national level to elderly adults, Medicaid is a health care and nursing home program that is available to individual of low incomes.

Medicaid recipients may use their distributions to pay for nursing home stays when they are no longer able to care for themselves in their own homes. It is a necessary source of support for some who do not have their own financial resources to pay for long-term care; it is also necessary for those who cannot rely on the support of others to see their late in life needs met.

Individuals who may require Medicaid will have to apply for support. They can do so through a variety of avenues, and depending upon what type of support they need, they may have to provide different evidence of their conditions and financial situations. Some applicants must show that their gross incomes are below a state-set threshold to get Medicaid support; knowing what to provide in one's application is important for getting it right the first time it is submitted.

A long-term care planning attorney may be a valuable resource for an individual who wishes to better understand how Medicaid can serve their needs as they age. Such an individual can guide their client through the application process and help them prepare the evidence they need to show that they meet the requirements of need.

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