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Elder Planning Isn't Just For The Elderly

March 2019 Archives

Understanding Medicaid for long-term care planning purposes

When it comes to planning for the future, one need to consider how his or her medical care will be addressed. Medicaid is a government program that is administered to residents by the state of New York. It is often confused with Medicare, which is also a government program. While Medicare is a health care plan provided on a national level to elderly adults, Medicaid is a health care and nursing home program that is available to individual of low incomes.

Are you prepared for to manage your long-term care?

Most people hope to live long lives with the individuals that they love and to do the activities that they enjoy for as long as possible. With good health and financial planning, many New York residents are able to fulfill their dreams and have positive life experiences as they age. However, not everyone sets themselves up to enjoy their later years of life, and the failure to plan for the future can leave some older individuals struggling to get by.

Problems that may lead to will challenges

One of the main reasons that New York residents take the time to make clear estate plans is to save their loved ones from having to guess what their intentions were for the disposition of their end-of-life wealth and assets. An estate plan does not have to be complicated to serve its purpose: the creation of several key documents can make all the difference between an estate that is subject to interpretation in probate and one that is efficiently distributed to a decedent's beneficiaries.

What powers may a guardian exercise?

No one wants to imagine a future in which they are unable to make decisions about their own welfare and care. Part of living independently is having the capacity to judge what one needs for one's own self and to procure it on his or her own terms. However, New York residents may have encountered situations where individuals have lost their abilities to properly care for their own needs and have had to have others step in to help them out.

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